How to Create an Instant Estate
One of the most fundamental functions of life insurance is that you can use it to create an instant estate. However, to be…
SECURE Act and Its Impact on Employer Sponsored Plans
The “Setting Every Community Up for Retirement Enhancement” Act (SECURE Act) was signed into law on December 20th, 2019. Besides having an impact…
Revocable Living Trust and When Do You Need It
Is estate planning on top of your mind? Do you have a will written up? You may want to take a closer look…
How to Be Responsible in Saving Money
How good are you at saving money? And what is the state of your savings, emergency funds, medical funds, vacation funds, and so…
How Does a Charitable Trust Work
Ever wondered about the institute of charitable trust? You can find many articles on this topic, but they are for the most part…
Supplemental Executive Retirement Plan (SERP)
This article explains the benefits of a Supplemental Executive Retirement Plan (SERP). It is not about the other SERP (Search Engine Results Page).…
What Is Supplemental Life Insurance?
Supplemental life insurance is a type of coverage you can purchase in addition to a whole or term life insurance policy. If you’re…
Colonial Penn Life Insurance Explained
Surely you’ve seen the Colonial Penn life insurance adds. You’re guaranteed to be insured. Regardless of your health status. For only $9.95 a…
Does Life Insurance Cover Suicidal Death?
Definitely one of the more frequently asked life insurance questions. Do policies cover suicidal death? The simple answer is yes. But, this coverage…
How to Own Stock Without Buying Stock
Let’s take a look at a way you can become a successful stock market investor without buying stock. Generally speaking the more capital…
When Not Having a Life Policy Becomes Risky
Let’s take a look at some examples, where not having a life policy becomes risky. To make an analogy that uses a current…
Is Covid-19 Grounds for Death Benefit Denial?
With the current health crisis, regardless whether you buy into it or not, contracting Covid-19 will raise questions. Death benefit denial is probably…